As the Managing General Agent (MGA) for select mainland and international carriers, HIMI offers attractive products from carriers that may not previously have been available in Hawaii, products like specialized liability for non-profits, and excess and surplus liability. For insurance agents, that means access to new markets and new products previously unavailable to their clients.
Though their carriers may only have mainland offices, HIMI manages these products locally, providing many or all the services of a local branch office. Agents are able to get timely quotes and offer the best products to their clients. And when there are claims against the coverage, HIMI acts as the carrier’s local office, making sure those claims are settled quickly and fairly.